• HDFC Bank’s net revenues (net interest income plus other income) grew by 1.4% quarter-on-quarter (QoQ) during the quarter ended March (Q4FY22). On a year-on-year (YoY) basis, it witnessed a growth of 7.5%.
  • Its expenses for the quarter were up by 3.6% QoQ and 9.8% YoY.
  • Provisions & contingencies increased by 5.6% QoQ. On YoY basis, it decreased by 29.9%.
  • While the net profit witnessed a decline of 1.4% QoQ during the March 2022 quarter, it increased by 23.8% on a YoY basis.
  • The bank’s capital adequacy ratio (CAR) stood at 18.9% in March 2022 quarter.
  • Net non-performing assets (NPAs) were at 0.32% of net advances as of March 2022.
  • The earnings per share (EPS) of HDFC Bank stood at 18.8 during Q4FY22.

HDFC Bank’s financial statements for Q4FY22:

(Rs, crores) Q4FY21 Q3FY22 Q4FY22 QoQ (%) YoY (%)
Total Income 40,909.5 43,365.0 43,960.5 1.4% 7.5%
Total Expenses 23,891.2 25,331.1 26,240.1 3.6% 9.8%
Provisions & contingencies 5,752.6 3,815.7 4,030.6 5.6% -29.9%
Profit before tax 11,265.7 14,218.1 13,689.9 -3.7% 21.5%
Tax 2,821.4 3,602.4 3,215.0 -10.8% 13.9%
Profit after tax 8,433.8 10,591.5 10,443.0 -1.4% 23.8%
Earnings per share 15.3 19.1 18.8    

Data Source: BSE, Company announcements

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